Old Second Bancorp, Inc. - Common Stock (OSBC)
Frequently Asked Questions About Old Second Bancorp, Inc. - Common Stock (OSBC)
Does Old Second Bancorp offer online banking?
Yes, Old Second Bancorp provides robust online banking services that allow customers to manage their accounts, transfer funds, pay bills, and access various banking features from the convenience of their home or on the go through their website and mobile app.
How can customers access Old Second Bancorp's services?
Customers can access Old Second Bancorp's services through various channels, including physical branches located throughout the Fox Valley area, its website, and mobile banking applications. These multiple access points ensure convenience and flexibility for customers in managing their finances.
How does Old Second Bancorp ensure compliance with regulations?
Old Second Bancorp maintains a rigorous compliance program to adhere to banking regulations and standards set by federal and state authorities. This program includes regular audits, training for employees, and an emphasis on ethical practices to protect customer information and maintain trust.
How does Old Second Bancorp support the community?
Old Second Bancorp is dedicated to community support through various philanthropic initiatives, sponsorships, and active involvement in local charities and organizations. The bank focuses on enhancing economic development and improving the quality of life in the areas it serves.
What does Old Second Bancorp, Inc. do?
Old Second Bancorp, Inc. is a bank holding company headquartered in Aurora, Illinois. Founded in 1871, it provides a range of financial services primarily through its wholly-owned banking subsidiary, Old Second National Bank. The bank offers various personal and commercial banking products, including checking and savings accounts, loans, mortgages, and wealth management services.
What is Old Second Bancorp's approach to customer service?
Old Second Bancorp emphasizes personalized customer service as a key element of its banking philosophy. The bank strives to understand the unique financial needs of its customers, offering tailored solutions and dedicated support to foster strong customer relationships.
What is Old Second Bancorp's dividend policy?
Old Second Bancorp has a history of paying dividends to its shareholders, reflecting its financial health and commitment to returning value to investors. The company's dividend policy is subject to board approval and is reviewed regularly to ensure sustainability based on earnings and cash flow.
What is Old Second Bancorp's stance on sustainability?
Old Second Bancorp recognizes the importance of sustainability and is committed to reducing its environmental impact through various initiatives. This includes promoting paperless banking, energy-efficient practices in its branches, and participating in community efforts focused on sustainability.
What is the financial performance of Old Second Bancorp?
Old Second Bancorp has demonstrated strong financial performance, characterized by consistent asset growth, profitability, and sound risk management. The company regularly reports earnings and key financial metrics that reflect its stability and commitment to delivering value to shareholders.
What is the mission of Old Second Bancorp, Inc.?
The mission of Old Second Bancorp, Inc. is to enhance the quality of life in the communities it serves by providing exceptional banking services. The company aims to build lasting relationships with customers while remaining committed to financial excellence, community involvement, and integrity.
What is the significance of Old Second National Bank?
Old Second National Bank is the banking subsidiary of Old Second Bancorp, Inc., and serves as the primary vehicle through which the company delivers its banking products and services. With its long-standing history, it has become a trusted financial institution in the region.
What products does Old Second Bancorp offer for businesses?
For businesses, Old Second Bancorp offers a range of products including business checking and savings accounts, commercial loans, lines of credit, treasury management services, and merchant services. These solutions are tailored to support the financial needs of small to mid-sized businesses.
What recent developments or initiatives has Old Second Bancorp undertaken?
Old Second Bancorp has continually evolved its products and services to meet the changing needs of its customers. Recent initiatives include expanding its digital banking offerings, improving mobile app functionality, and enhancing loan services to better serve individual and business clients.
What stock exchange does Old Second Bancorp, Inc. trade on?
Old Second Bancorp, Inc. is listed on the Nasdaq stock exchange under the ticker symbol OSBC. This allows investors to buy and sell shares of the company publicly, providing liquidity and opportunities for growth.
What types of financial services does Old Second Bancorp offer?
Old Second Bancorp offers a diverse array of financial services that include personal banking products like checking and savings accounts, loans, and mortgages. Additionally, the company provides commercial banking services to businesses, including loans, treasury management, and investment services.
When was Old Second Bancorp, Inc. founded?
Old Second Bancorp, Inc. was founded in 1871, making it one of the oldest banks in Illinois. The company has a long history of serving its community and has evolved over the years to meet the changing needs of its customers.
Where is Old Second Bancorp, Inc. located?
The headquarters of Old Second Bancorp, Inc. is located in Aurora, Illinois. The company has a strong presence in the Fox Valley area and operates multiple branches across the region to provide easy access to its banking services.
Who are the key executives of Old Second Bancorp?
Old Second Bancorp's leadership team comprises experienced professionals with deep knowledge of the banking industry. The bank's executives are responsible for strategic planning, operational management, and overseeing the overall direction of the company to ensure its long-term success.
What is the current price of Old Second Bancorp, Inc. - Common Stock?
The current price of Old Second Bancorp, Inc. - Common Stock is 15.06
When was Old Second Bancorp, Inc. - Common Stock last traded?
The last trade of Old Second Bancorp, Inc. - Common Stock was at 11:05 am EDT on April 7th, 2025
What is the market capitalization of Old Second Bancorp, Inc. - Common Stock?
The market capitalization of Old Second Bancorp, Inc. - Common Stock is 678.41M
How many shares of Old Second Bancorp, Inc. - Common Stock are outstanding?
Old Second Bancorp, Inc. - Common Stock has 45.05M shares outstanding.